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Retirees don’t need to replace all their income but just enough to cover the essentials. That’s where guaranteed income comes in. By using part of your IRA to fund an annuity, you can lock in monthly payments to cover basics like housing, groceries, and healthcare. The rest of your portfolio? It stays invested to grow, giving you flexibility for future goals. In retirement, peace of mind isn’t about chasing returns, it’s about knowing your income is covered for life. 💡 #retirement #RetirementPl
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