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Don't cash out your retirement to pay off your mortgage early. Here's why. 👇🏼 If you take money out before age 59 1/2, you usually pay a 10% penalty plus taxes. A chunk is gone before it ever reaches the mortgage, and that money would've grown for decades. Instead, keep paying your mortgage like normal. When extra cash shows up (a bonus, overtime, a tax refund), throw it at the loan. You still get a paid-off house without gutting your retirement. Normal is broke. Be weird. Weird people pay off
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If you think becoming a successful Mortgage Loan Officer is just about passing the SAFE exam or learning loan guidelines, think again. The highest producing Loan Officers I’ve met all share common character traits that have nothing to do with knowing mortgage products. Your discipline. Your consistency. Your resilience. Your communication. Your ability to solve problems under pressure. Your willingness to keep going after hearing “no.” These are the traits that separate those who build lasting b
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I’m wondering why you’re still paying someone else’s mortgage. 😂🏡 If homeownership has been on your mind, let’s make it happen. DM me I’d love to help with your real estate journey. 🙏🏼 Shah Zaib | Century 21 Homefront #nyc #realestate #punjabi #fyp #pakistan
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On an $800k home with 10% down, you need around $100k in the bank between the down payment and closing costs. The monthly payment breaks down to roughly $4,600 principal and interest, $833 property tax, about $114 mortgage insurance, and $230 homeowners insurance. That's around $5,800 a month, and closer to $6,000 once you add anything extra. @Minh Nguyen | Mortgage Broker Most people carry debt. Call it about $2,000 a month. Stack that on the mortgage and you are pulling in at least $210,000 a
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