HSA vs. FSA: What’s the Difference and How Does It Affect Your Taxes? If you have medical expenses, both an HSA and an FSA can help you save money but they work very differently when it comes to taxes and rules. HSA (Health Savings Account) Think of an HSA as a medical savings account that belongs to you. • You must have a high-deductible health plan to qualify • Money you put in is tax deductible • The account rolls over every year you don’t lose it • You can keep it even if you change jobs • W
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Let's demystify FSAs and HSAs! These tax-free lifelines aid in handling your out-of-pocket health costs. HSAs belong to you individually, while FSAs are employer-sponsored. Each offers a unique approach to managing your health care finances. Explore more about EmblemHealth's plans and benefits that can guide you toward a healthier financial future: bit.ly/44UB96d | EmblemHealth | Facebook
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Not sure how your FSA or HSA works? Let’s break it down: ➡️ FSA (Flexible Spending Account): Pretax funds that expire on Dec. 31. That means if you don’t use it, you lose it. ➡️ HSA (Health Savings Account): Pretax funds that roll over year to year and can even grow with interest. If you’ve been meaning to schedule an appointment, refill a prescription, or follow up on something that’s been bothering you, now’s the time to do it with your FSA funds before the deadline. 📅 Book your visit with Ay
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