Approaching retirement age with little to no savings may feel like standing on a financial cliff edge. Unfortunately, this is an increasingly crowded cliff. Roughly 20% of adults over the age of 50 said they had no retirement savings and 61% said they didn’t have enough to support themselves in their golden years,

IRS Publication 590 explains the rules for setting up and managing individual retirement accounts (IRAs), including contributions and tax deductions.

Once paychecks stop, it can be frightening to shift out of the savings habit. But there are strategies to enjoy your nest egg and make it last.

These Southern retirement spots deliver affordability, comfort and community — ideal for retirees wanting a simpler, lower‑stress life.

Diversification is one of the first rules every investor learns, and for very good reason, as spreading risk across asset classes, sectors, and geographies has long been the foundation of building a portfolio that can survive any kind of downturn without taking catastrophic losses.

The saver's match is worth 50% of qualifying retirement account contributions of up to $2,000 per individual. Taxpayers who file as individuals could get up to $1,000 from the federal government. Married couples who file jointly can qualify for up to $2,000 if they make qualifying contributions to an IRA or workplace retirement account.

Floreat, WA / Syndication Cloud / February 27, 2026 / Approved Financial Planners Pty Ltd Recent Australian Bureau of

There's no question that RMDs can be a huge pain in retirement. But with the right strategy, you can ease that burden by reducing your RMDs, eliminating them altogether, or getting rid of the tax obligation that comes with taking them.