Under normal circumstances, IRAs can’t be transferred or gifted to a new owner, but divorce is an exception. IRAs can be ...

For one, it has a much higher contribution limit than many other retirement accounts. In 2025, you can invest up to $23,500 per year in a 401 (k), while the contribution limit for traditional and Roth ...

Converting a 401(k) to a Roth IRA can potentially provide valuable long-term benefits, but it also triggers a tax bill that ...

With so many currently heading for the exit, it’s a good time for federal employees to improve their understanding of the retirement process.

A Roth IRA can be a great way to save for retirement, as the accounts have no required minimum distributions and you can ...

Help your teen build lifelong financial security. Learn how a Roth IRA offers early tax-free growth and financial flexibility throughout life.

Not all money in a Roth Thrift Savings Plan account is automatically tax-free, and there are several things to consider ...

Note that although the question at hand is about withdrawing conversions (meaning funds moved from a traditional IRA to a Roth IRA), the same goes for withdrawing standard contributions. Now, let’s ...

A common Roth conversion scenario occurs when an employee retires with a 403(b) or 401(k) plan and rolls it over into an IRA. That often makes good sense. Then, at some later date, it becomes apparent ...

Converting your traditional IRA to a Roth can be a fantastic tax-saving move, but you've got to be smart about two things: how much and when.

A Roth conversion is the process of rolling over retirement funds invested in a pretax account, like a regular IRA or 401(k), into an after-tax Roth IRA. You’ll pay capital gains taxes at the ...