Despite these major benefits, it's not a given that a Roth IRA is the best retirement savings tool for you. Here are two ...

There's a reason savers of all ages can't stop talking about the Roth IRA (individual retirement account). It's bursting with exclusive benefits that you can enjoy during every stage of your life ...

Social Security benefits will be paid until you pass away, and periodic Cost of Living Adjustments in most years ensure that your benefits largely keep pace with inflation so your buying power does ...

It might seem counter intuitive to decide to pay MORE taxes now, rather than defer them, but in some cases, that can be a smart, tax-efficient strategy. Have I piqued your curiosity? I want to ...

Roth IRAs are tax-free. Traditional IRAs are tax-deferred. Understanding the ramifications of tax-free versus tax-deferred in your retirement plan is a major factor in why Roth IRAs are often superior ...

Be sure you understand the tax consequences before making the change Cathy Pareto, MBA and CFP®, is the founder and president of Cathy Pareto & Associates Inc. For more than twenty years, Cathy has ...

When selecting an individual retirement account, the traditional IRA is fine for many of us. But there are a number of factors that make a Roth account more compelling. Taxes remain a big reason. With ...

Discover how contributing to both a 401(k) and IRA can diversify your retirement savings and maximize tax benefits while ...

Maximizing your Social Security benefits is a smart financial decision. You can make your benefits stretch further by investing in a Roth IRA. Distributions from a Roth won’t count in determining if ...