That’s because when you check your credit report, you aren’t applying for a new line of credit. Other soft inquiry examples include an employer pulling your score or a lender sending you preapproved ...

Most credit card issuers provide free credit score access to their cardholders, although they rarely offer information on ...

If you don’t know how to read a credit report or don’t know your credit score, raise your hand. First, the good news–you’re ...

Dispute credit report errors to get them cleaned up ... Aim for a mix of account types — for example, installment loans with regular payments, such as an auto loan, and revolving debt, such ...

Check your free credit score and credit report as often as you want ... utility deposits and pay less for insurance, for example. And some employers and landlords consider credit as well.