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Home equity agreements (HEAs) allow you to borrow from the equity in your home – much like a home equity loan. HEAs typically have an end date of 10 to 30 years if you don’t sell the home.

Katherine Watt is a CNET Money writer focusing on mortgages, home equity and banking. She previously wrote about personal finance for NextAdvisor. Based in New York, Katherine graduated summa cum ...

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