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Tim Smith has 20+ years of experience in the financial services industry, both as a writer and as a trader. David Kindness is a Certified Public Accountant (CPA) and an expert in the fields of ...

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They offer another layer of protection against fraud, but are not foolproof Porcshe Moran is the founder of PRN Media and a co-founder of HER magazine. She has 10+ years of experience as a journalist.