By openly addressing both the pros and cons, advisors can build trust and empower clients to make decisions that genuinely ...

“Lifetime annuities, for example, offer the security of an income for life, while fixed-term annuities provide certainty for a set period, allowing retirees to reassess their options late ...

You determine what level of income you want with the availability of your initial investment, and the pension annuity becomes a fixed income for your retirement. Income annuities are a no-risk ...

Q: How did different asset classes perform over the year? A: The year saw strong returns in U.S. equities and gold, which were among the standout performers. However, other asset classes ...

Registered index-linked annuities will capture much of market gains while offering downside protection. They are maddeningly ...

The income stream can be fixed or variable and is purchased by making monthly premium payments or a single lump-sum payment.

The government pays the annuity provider a fixed amount of interest, which is tied to the Bank of England base rate. When the base rate is higher, the rates of interest (or yield) offered by gilts ...

Annuities are back in the spotlight, thanks to the recent market turmoil causing rates to rise. These are pension products that pay a fixed income for life once you retire. But with a range of ...

Now you’re facing that R5 000 monthly question – should you boost your retirement savings through your retirement annuity (RA), open ... The above assumes a fixed prime rate of 11.25%, 20 ...