Key Points ・529 plans are the leading way to save for college, but there are alternatives such as UGMA/UTMA accounts and Roth ...

Because Roth IRAs are funded with after-tax dollars, the IRS is lot more lenient about early withdrawals. With a traditional ...

Covered call ETFs like GPIQ and GPIX offer retirees attractive income streams, especially when held in tax-advantaged ...

While a conversion can be the right thing for some retirees or soon-to-be-retirees to do, finance experts suggest 10 times ...

Advisors should ask every client to prioritize their financial goals and carefully consider the benefits and risks of Roth ...

These provisions of OBBBA must be taken into account for retirement planning, with careful consideration of differing MAGI limits and effective dates. Roth conversions are likely to deliver long-term, ...

Roth conversions and capital gains could disqualify high earners from Trump's $40,000 SALT deduction. Here's how to avoid the ...

Retirement planning involves more than building a nest egg, it also requires managing taxes so you keep more of your savings.

If you're in or nearing retirement, a Roth conversion might be the most powerful tool you're not using — or not using correctly. A Roth conversion done right can dramatically lower your lifetime tax ...

Early withdrawals from a traditional IRA work similarly to those from a 401 (k): Doing so will result in a 10% early withdrawal fee, and you'll owe taxes on the amount withdrawn. In a Roth IRA, you ...

If you believe that taxes will rise in the future, converting more now at current tax rates may save you from higher tax bills later.

Congress passed President Trump’s ‘big, beautiful’ bill ahead of the self-imposed July 4 deadline. WSJ’s Richard Rubin explains what’s in the massive bill. Photo: Alex Brandon/AP; AFP/Getty Images ...