Converting a traditional IRA to a Roth during low-income years could unlock six figures in added retirement income through smarter long-term tax timing.

Converting a traditional IRA to a Roth IRA sounds straightforward: pay taxes now, enjoy tax-free growth later. But the conversion creates income that ripples through the tax code in unexpected ways.

Does the name “Trump Account” give you pause? Here’s what it means, what it doesn’t, and how parents can evaluate the account based on benefits—not politics.

Watch out for these 15 tax mistakes that could cost you your hard-earned retirement income.

Roth vs Traditional: compare today’s marginal vs future effective tax rates. Roth accounts offer planning flexibility. Read ...