Saving for retirement isn't just about throwing money into a hole and hoping it will grow. You have to nurture that money ...

Nearly all employers offering a 401 (k) plan now allow workers to contribute to Roth 401 (k) accounts: About 96% of plans ...

Any money you move from a traditional IRA to a Roth IRA is treated as ordinary income. That's why you should make these ...

One common swap that people make is converting their traditional IRA to a Roth IRA. With this move, retirees can skip paying ...

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(NewsNation) — A Roth IRA is one of the most powerful retirement accounts, and even kids can contribute to them. Savers love Roth individual retirement accounts (IRAs) because contributions and ...

Everyone has an idea about what the perfect investment and retirement strategy is, everybody feels like they have everything figured out. The thing is, the American financial system is so complicated ...

There are differences in handling a spousal Inherited Roth 401(k) versus an inherited Traditional 401(k). When you have a Roth 401(K), you likely will need to address the Roth savings and the 401(k) ...

“It’s best to use Roth accounts when you have a long time horizon or are in a low tax bracket,” said Scott Meyer, wealth manager and partner at Merit Financial Advisors. “The reason is if you are ...

The premise seems compelling enough. Forego a tax break that may or may not do you much good right now in exchange for tax-free withdrawals in the future -- when your tax rates might be higher.

The SECURE acts introduced several major changes to RMDs over the last few years. The changes impact both retirees and those ...

January is a great time to start working toward your financial goals. If you’re looking to start investing, the first step is to open an investment account. But which kind of account is right for you?