A new year is the perfect time to make sure you've got the best cell phone plan for your needs — and if you don't, it's time to consider your options for getting more data at a lower monthly cost.

And while you'll still find carrier who charge that ... With the information below, you can figure out if that unlimited plan included with your phone deal is worth the long-term commitment.

If you head into a carrier store for AT&T, T-Mobile, or Verizon looking for a new phone plan, you'll likely walk out with an expensive plan loaded with features you'll rarely or never use.