I think about credit cards all the time. As a personal finance journalist, I've written about credit card rewards for a decade now, and have more than three dozen active cards of my own.

Many Americans with high-deductible health insurance plans face a cold reality at the start of every year. However, patient advocates say there are ways to manage the challenge.

Below are our staff picks for the year's best prepaid and debit cards. Unlike traditional credit cards, these cards require that cardholders load funds onto the card before using. Disclosure: When you ...