A clear breakdown of the 2026 IRMAA income thresholds, surcharge amounts, appeal rules, and which life-changing events qualify for reduced Medicare costs. The Trump administration might’ve gone one ...

Bridget Shoemaker is a partner at Oak Partners and has worked with me as a teammate since 2004. She is a very experienced financial advisor, and through many hours of specialized education and ...

Social Security retirees are getting a benefits increase in 2026. Retirees will receive a 2.8% Cost of Living Adjustment to help benefits keep pace with inflation. Medicare premiums are going to cost ...

In the new year, many Social Security rules are taking effect, affecting Americans' benefit amounts, the full retirement age and more. Some of the changes arrive courtesy of inflation adjustments, but ...

Tax and estate planning isn’t for the faint of heart. The rules are complex and each decision seems to have a multitude of moving parts. Take James and Andrea, a couple in their early 80s who’ve been ...

SCHD has a 3.74% yield and delivered 11.38% annualized returns over the past decade. JEPI offers an 8.35% yield through monthly distributions and writing S&P 500 call options. Bond ETF interest is ...

Many retirees follow a 4% withdrawal rule. Essentially, they withdraw 4% of their portfolio each year to cover expenses and hope that the portfolio appreciates by more than 4% in the same year.

Payments to these social services centers are being delayed. If they can’t make payroll soon, some may go out of business.