They say the eligibility letters ... assistance. FEMA cannot duplicate flood, homeowner or renter insurance benefits but may provide assistance for what your policy does not cover.

“If you qualify for FEMA’s Individuals and Households Program, you will receive a check in the mail or direct deposit to your ...

"FEMA offers assistance to individuals who are uninsured and underinsured, so many times, insurance will cover some things, but not everything and so why we say we need that letter from your ...