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Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Andy Smith is a Certified Financial Planner (CFP®), licensed realtor and educator with over ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Credit life insurance is a an insurance policy that pays off a policyholder's outstanding ...

Life insurance is an important part of any financial plan because it can provide for your family if you die unexpectedly. Term life insurance covers you for a set number of years and then expires.