That’s because when you check your credit report, you aren’t applying for a new line of credit. Other soft inquiry examples include an employer pulling your score or a lender sending you preapproved ...

If you don’t know how to read a credit report or don’t know your credit score, raise your hand. First, the good news–you’re ...

Check your free credit score and credit report as often as you want ... utility deposits and pay less for insurance, for example. And some employers and landlords consider credit as well.

Credit card issuers often report to the credit bureaus at the end of every billing cycle, but the exact dates can vary.