That’s because when you check your credit report, you aren’t applying for a new line of credit. Other soft inquiry examples include an employer pulling your score or a lender sending you preapproved ...

If you don’t know how to read a credit report or don’t know your credit score, raise your hand. First, the good news–you’re ...

Check your free credit score and credit report as often as you want ... utility deposits and pay less for insurance, for example. And some employers and landlords consider credit as well.

For example, rent reporting services can ensure that your rent payments impact your credit score by reporting them to the credit bureaus. Some of the best rent reporting services will also report ...

Credit card issuers often report to the credit bureaus at the end of every billing cycle, but the exact dates can vary.

This includes delinquencies and bankruptcies, for example. If you've damaged your score in the past, the best thing you can do is wait for those marks to age off your credit report while you build ...