The highest APY available changes frequently. As of December 10, 2025, Digital Federal Credit Union offers 5.00% APY on the first $1,000 deposited. Other institutions offer up to 4.60%, according to ...

The best CD yield from a national bank is Genisys Credit Union with a 4.40% APY on a 7-month CD with a $500 minimum to earn ...

Today's highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the national average rates. CD ladders let you leverage high rates without locking up ...

If you have a CD coming up for renewal soon, you may want to reinvest in a high-yield certificate, whether from the same ...

The best short-term CD rates can help you reach your savings goals faster Written By Written by Staff Senior Editor, Buy Side Miranda Marquit is a staff senior personal finance editor for Buy Side.