Cash Balance Pension Plan vs. 401(k) The most significant difference between a cash balance pension and a 401(k) is that the employer bears the investment risk in a CBP.

Maximize your retirement savings with a Cash Balance Plan – a hybrid pension option tailored for small businesses.

A cash balance plan typically costs more than a 401(k) plan to set up and administer. In addition, cash balance plans do not offer employees the right to direct their own investment choices.

This is where a well-designed cash balance plan combined with a 401(k) plan comes into play. It can provide deductions of $100,000, $150,000, $200,000, and more, for highly compensated employees ...

After Ohio Gov. Mike DeWine vetoed a cash balance limit for school, districts say they are continuing pressuring state ...

Let’s say, for example, a participant has a cash balance in the plan of $200,000 upon retiring at age 67. The individual has a right to an annuity based on that amount. However, under most CBP plans, ...

Traditional defined benefit plans like pensions are vanishing. But that doesn’t mean employers are giving up on retirement plans. One of the more popular replacements has been a cash balance plan. The ...

Adviser Matt Stratman writes that cash-balance plans have been growing in popularity. This little-known strategy can cut your taxes while paying you at the same time.

A cash-balance plan is a defined benefit plan that is a whole lot like a traditional pension, but with a few elements that closely resemble a 401(k).

Tax planning is a great way to help increase your take-home pay as a small business owner. Setting up a Cash Balance Plan could save a business owner $100,000 or more in yearly taxes. These tax ...

• Protect your assets from creditors. While many medical professionals are aware of tax-deferral opportunities available through defined contribution plans, such as a 401(k), they can only do so much.

Some public employees have expressed concerns with the New Jersey Pension and Health Benefit Study Commission's proposal to provide future retirement benefits through "cash balance" plans because ...