Cash Balance Pension Plan vs. 401(k) The most significant difference between a cash balance pension and a 401(k) is that the employer bears the investment risk in a CBP.

Maximize your retirement savings with a Cash Balance Plan – a hybrid pension option tailored for small businesses.

A cash balance plan typically costs more than a 401(k) plan to set up and administer. In addition, cash balance plans do not offer employees the right to direct their own investment choices.

This is where a well-designed cash balance plan combined with a 401(k) plan comes into play. It can provide deductions of $100,000, $150,000, $200,000, and more, for highly compensated employees ...

After Ohio Gov. Mike DeWine vetoed a cash balance limit for school, districts say they are continuing pressuring state ...

Let’s say, for example, a participant has a cash balance in the plan of $200,000 upon retiring at age 67. The individual has a right to an annuity based on that amount. However, under most CBP plans, ...

A cash-balance plan is a defined benefit plan that is a whole lot like a traditional pension, but with a few elements that closely resemble a 401(k).

Tax planning is a great way to help increase your take-home pay as a small business owner. Setting up a Cash Balance Plan could save a business owner $100,000 or more in yearly taxes. These tax ...

Traditional defined benefit plans like pensions are vanishing. But that doesn’t mean employers are giving up on retirement plans. One of the more popular replacements has been a cash balance plan. The ...

• Protect your assets from creditors. While many medical professionals are aware of tax-deferral opportunities available through defined contribution plans, such as a 401(k), they can only do so much.

Starting five years before her retirement, she could set up a cash balance plan, sell an extra $200,000 of grain each year and have an offsetting cash balance plan deduction to offset the grain sales.