With even a brief window, motivated borrowers can quickly boost their credit scores before applying for a loan, allowing them to qualify for better interest rates.

It's a tough time to be a borrower. Even if there is some moderate easing in 2026, mortgage rates (now about 6.15% for a 30-year loan) are largely expected to remain stubbornly high. Auto-loan rates ...

Researchers have developed a model that more accurately predicts how genetics and air pollution levels causally influence disease development. Every disease is shaped by a genetic component as well as ...