Pre-approval requires a more extensive look into your personal finances than pre-qualification, typically including a hard credit check and requesting proof of income.

This means completing the Uniform Residential Loan Application ... you'll need to provide the same documents you would with a regular mortgage approval. It indicates an expandable section or ...

Courtneyk/Getty Images A Federal Housing Administration (FHA) loan is a home mortgage that is insured by the government and issued by a bank or other lender approved by the agency. FHA loans ...

which can add thousands of dollars — plus additional interest — to your loan amount. Reduce debt. If your gross and total debt ratios are too high, you won’t be approved for the mortgage you ...

Once you're approved for a mortgage, your lender will provide ... the lender will send you a loan estimate. This is a detailed document that shows how much the mortgage will cost at closing ...

If your mortgage approval is delayed ... anything until you’ve read through the fine print attached to the loan document. It’s important to confirm there aren’t any hidden fees or ...