RMDs are something you need to manage carefully in retirement if you're subject to them. And that starts with the timing of ...

Forbes contributors publish independent expert analyses and insights. Empowering smarter money moves. Have you considered using a QCD vs RMD for charitable giving, reducing your tax burden and ...

At 70, he feels fine. Social Security covers the basics, his IRA is growing, and taking a $40,000 annual withdrawal keeps ...

If you've saved $500,000 for retirement, the IRS has a say in how much you withdraw, whether you want to or not.

Some retirees are discovering that a robust 401(k) balance can actually cost them money -- specifically, higher taxes on ...

Whether you look forward to required minimum distributions (RMDs) because the money helps cover bills or resent them because you'd rather let the money grow, they're a way of life. If you're currently ...

Retirees with large traditional 401(k) balances face a hidden 'clawback' as required minimum distributions (RMDs) combine with Social Security to push income into higher taxability zones and trigger ...

Note: This article is part of Morningstar's 2018 Guide to IRAs special report. An earlier version of this article appeared on Aug. 28, 2012. Q: I plan to retire in a few years and know I'll need to ...