The 4% rule is a common retirement withdrawal strategy. We'll discuss how it works, how it has changed, and its pros and cons.

Christine Benz is director of personal finance and retirement planning for Morningstar. She is also the author of How to Retire: 20 Lessons for a Happy, Successful, and Wealthy Retirement. Email ...

As there’s no way to predict investment returns, inflation rates or longevity, the fear of running out of money in retirement is a real concern for most seniors. To help alleviate this fear, financial ...

In 2026, there are some significant changes to Social Security. Whether you’re thinking about retiring next year or just trying to plan ahead, it’s important to stay on top of the new rules affecting ...

Many of us have saved for years, or even decades, to ensure a retirement where we can live comfortably into our golden years. But is financial preparation alone enough? Experts suggest there is more ...

What Is Retirement and Creditor Protection? Retirement refers to the period in a person's life when they choose to stop working and rely on their savings, investments, or pension benefits to cover ...

$2.5M supports a secure upper-middle-class retirement at 4% withdrawal ($100K annually) but requires discipline and planning. An income-first portfolio split across dividend stocks, bonds and REITs ...

Life happens. Divorce, job loss, debt and illness can all get in the way of saving for retirement like you'd like to. It doesn't help when everyone around you seems to be so much further ahead. All ...

Dave Ramsey recommends saving 15% of gross income monthly into tax-advantaged retirement accounts like 401(k)s or IRAs. Workers starting retirement savings in their 40s or 50s likely need to save ...

Forbes contributors publish independent expert analyses and insights. Steve Vernon, FSA, helps retirees make their money last for life. Are you worried that you won’t have enough money to last ...

Half of Americans under 35 have a retirement account, with participation rising to a high of 62% at ages 45–54. Among those with retirement accounts, typical balances start small, grow with age, and ...