Certificates of deposit (CD) accounts have unique features that many other savings vehicles lack. Right now, they have interest rates in the 4% to 4.50% range, which makes them many times more ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. This is a real concern for savers, particularly for those with CD ...

Once a certificate of deposit matures, you enter into what’s called the grace period. You can withdraw funds or let your CD renew. Many, or all, of the products featured on this page are from our ...

With close to a decade of writing and editing experience, Maisha specializes in service journalism and has produced work in the lifestyle, financial services, real estate, and culture spaces. She uses ...

When your certificate of deposit matures, you have a few options. But which is the best in today's falling-rate environment? The answer depends on a number of factors, including your current financial ...

A certificate of deposit rollover is the process of transferring money from an existing CD into a new one as soon as it ...

Comparing multiple CD options from various institutions might be overwhelming Potential complexities in tracking maturity dates and interest payments Only available in the U.S. privately held bank ...

The Federal Reserve cut interest rates at its October meeting, but great CD rates haven't vanished overnight. Banks don't adjust their rates the moment the Fed acts. It takes days or even weeks for ...