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Students can borrow up to the full cost of attendance for college, but that may require using a combination of loan programs which each may have their own limits. Federal student loan programs have ...

The One Big Beautiful Bill Act (OBBBA), signed into law on July 4, 2025, makes significant changes to federal student loans that take effect on July 1, 2026. This webpage is designed to help you ...

Passed in July 2025, the One Big Beautiful Bill Act (OB3) introduces significant changes to federal student loan programs. Federal student loan provisions included in OB3 have been enacted and are ...

Subsidized and unsubsidized federal loans are the first choice for many nursing students. You don't need a good credit score ...

Elizabeth Guevara is a personal finance reporter who explains the world of business and economics and how it impacts your finances. She joined Investopedia in 2024. Justin Sullivan / Getty Images The ...

Taking classes in the fall? A new law will mean lower federal loan limits for some students and parents who help pay. Changes from the One Big Beautiful Bill Act take effect on July 1, 2026, and could ...

・Subsidized loans save you money because the government pays your interest while you’re in school. ・Unsubsidized loans are open to nearly all students but start accruing interest immediately.

The cost of attending college continues to rise, and for many students, paying for their education requires borrowing. A variety of federal student loans are available through the U.S. Department of ...

The federal Direct Loan program offers subsidized and unsubsidized student loans for undergraduate students. The government covers interest payments on subsidized loans while you are in school at ...