With a lifetime income SPIA, an optional cash-refund feature ... You could simply buy a 10-year fixed-rate annuity yielding 5.20%. A fixed-rate annuity acts much like a bank CD: You deposit ...
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What is an immediate annuity? Benefits, risks and how they workA single-premium immediate annuity (SPIA) is the simplest and ... When interest rates are higher, fixed annuities can be a more attractive option. They tend to earn slightly better rates than ...
Alternatively, you could buy a five-year fixed-rate deferred annuity — which offers a set ... So, you need to determine how and why a particular SPIA will meet your financial goals better ...
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