Thrift Savings Plan participants and spousal beneficiaries can shift money from traditional, pre-tax TSP balances to Roth accounts without leaving the plan, starting in January 2026. Starting in late ...

Beginning Jan. 28, the Thrift Savings Plan now allows participants to convert traditional (pre-tax) balances into Roth (after-tax) balances inside the TSP itself. This long-awaited change gives ...

Starting in 2026, the Thrift Savings Plan (TSP) will give every federal employee a new power move. For the first time, you’ll be able to convert your traditional (pre-tax) TSP balance into Roth (after ...

The IRS has increased 2026 Thrift Savings Plan (TSP) contribution limits to $24,500, with higher catch-up allowances for older participants, even as market swings and policy changes challenge federal ...

Roth conversions have become one of the most talked-about strategies in retirement planning. Many headlines suggest converting pre-tax retirement savings to Roth accounts is something people should ...

Question: “We have $900,000 in a TSP [Thrift Savings Plan, retirement plans for government workers and military]. We’d like to convert a portion to a Roth. It seems like financial planners are ...

RMD growth over time: IRS life expectancy factors decrease with age, requiring retirees to withdraw a larger share of their account each year. Coordinating income sources: Aligning TSP withdrawals ...

These "gotchas" could undermine the benefits of a conversion in the first place.