Qualified distributions are allowed at age 59½, but an exception may allow you to make a penalty-free withdrawal Claire Boyte-White is the lead writer for NapkinFinance.com, co-author of I Am Net ...

These retirement withdrawal strategies avoid tax and stock market pitfalls that can eat into your savings.

The rule of 55 makes it easier to withdraw funds from your retirement account after you retire early. The process of ...

Dipping into your 401(k) before age 59½ usually means penalties, taxes and lost earnings. But there are some exceptions.

A married couple, ages 64 and 65, retired last year with $2.4 million spread across a traditional 401(k), a Roth IRA, and a ...

A 66-year-old who retired at 64 with a $1.4 million 401(k) and a paid-off house took a part-time consulting role 18 months ...

Tapping retirement funds to pay off debt may have short- and long-term drawbacks. If you are facing a hardship, you may be ...

Adjusting the mix of contributions, your claiming age and products such as annuities lets you hit a personalized replacement ...

When it comes to retirement savings, not everyone can bask in the good fortune of watching their accounts balloon when markets rise. They need the money right now. According to Vanguard Group’s “How ...

Retirement planning is about far more than building a large 401(k) balance.

Companies increasingly are allowing more flexibility with withdrawals, and some are offering annuity options.