By Suzean Haumann * Will 2026 be the year you retire? Or is it the year you finally take your retirement planning seriously?

Only 10% of today's private-sector workers can count on retiring with defined benefit plans, which used to be standard. That means you have to take charge of your own money if you want to retire well.

Many Americans spend their lives working hard and dreaming of the day they can finally retire. But planning for retirement requires more than dreaming -- it means being strategic and focused on saving ...