Student loan refinancing might save you money, but you sacrifice federal borrower protections and potential loan forgiveness

Amber Barkley is a writer and editor with over 10 years of experience in topics ranging from personal finance to marketing analytics to fiction. She found her niche in personal finance in 2022, when she joined GOBankingRates as an editor, providing p ...

The Fed appears to be nearing its first interest-rate hike in three years, yet the finances of many Americans are far from where they were the last time rates went up. That means they’ll have to come up with a different game plan to make the best of increasing rates this time,