Variable annuities can offer income in retirement and the potential for higher returns, but those perks come with trade-offs, including higher fees, limited liquidity and market risk. Before you ...

Annuities spark plenty of debate between investors and financial advisors. These retirement savings vehicles are insurance products, and, like any other financial instrument, they have advantages and ...

Annuities can be very useful retirement planning tools for the right type of investor. But they can also be confusing and full of restrictions, so it’s important to understand what you’re getting into ...

Although annuities are not for everyone, the assurance of guaranteed income in retirement and tax-deferred growth can be very attractive for certain people looking to invest their money. Meanwhile, ...

Planning for your financial future can feel like navigating a maze. After all, it’s easy to feel overwhelmed by the many investment options available. However, a significant decision many investors ...

From time to time — not often enough for me — financial products come out that actually fill a need. I'll discuss a couple today, and more in future columns. While I find these products newsworthy, ...

Annuities are a financial product commonly associated with retirement planning due to their ability to provide reliable payments over time. But lately, thanks in large part to their potentially higher ...

The pitch: Make your savings last as long as you do. How they work: In exchange for a lump sum, an insurance company agrees to give you a monthly check for the rest of your life or for a specified ...

So what is an annuity? Annuities are insurance company products that pay out at a fixed rate or amount of money in a series of payments instead of a lump sum payment. Their main function is to remove ...