A pending transaction is a charge that shows up on your credit card statement but hasn’t been reduced from your balance yet. Merchants may also place a pending transaction — or hold — on your account ...

Learn how credit card posting affects your transaction timeline, the differences between transaction and post dates, and how it impacts your account balance and payments.

Don’t ignore potentially fraudulent credit card transactions; instead, take advantage of the protections and refund processes available through your card issuer. Confirm that the transaction is indeed ...

A payment gateway encrypts and transmits customer data; a processor moves funds between accounts. Both are essential for online credit card transactions.

An on-us item is a check or transaction processed by the same bank that holds the check writer's funds, rather than being routed to another bank. This usually settles faster and at lower cost than ...

Nick Chandi is the CEO of Forwardly, an award-winning B2B payment platform that helps US businesses send and receive payments faster. I’ve seen too many small-business owners wake up to a payments ...

Credit card processing fees vary by payment processor and pricing structure, but in general, they're 1.5% to 3.5% of the transaction. Many, or all, of the products featured on this page are from our ...

When inflation and interest rates soar, businesses must look closely at their spending to protect their bottom line. In my many years of experience in accounts payable and automation, I have seen a ...