If you've been considering opening a certificate of deposit (CD), you might be wondering if now is the best time to act — or if waiting until May could lead to better opportunities. After all, today's ...

Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

Image source: Getty Images If it seems like just about everyone you know is rushing to open a CD, there's a reason for that. CD rates are at their highest level in years following a string of interest ...

Is your CD account maturity date on the calendar this June? Here are three things to consider doing right now.

The Federal Reserve is likely to cut interest rates soon -- and some banks are already lowering their CD rates. Some 5-year CDs still pay over 4.00% APY. Five years is a long time to lock up your ...

A certificate of deposit (CD) is a type of savings account offered by credit unions and banks. Typically, these accounts have higher interest rates than either traditional or high-yield savings ...

Discover how to open a certificate of deposit in simple steps. Compare providers, select your CD type, apply, fund it, and ...

Many people wonder if a CD is the right place for their savings because locking up money can feel risky. It’s normal to worry about losing access or missing out on better returns. A CD can make sense ...

Kelly is a former editor for CNET Money covering banking. She has over 10 years of experience in personal finance and previously wrote for CBS MoneyWatch covering banking, investing, insurance and ...

We might earn a commission if you make a purchase through one of the links. The McClatchy Commerce Content team, which is independent from our newsroom, oversees this content. Are you looking to open ...

Certificates of deposit can add much-needed income to a retiree’s bank account. Here’s the best way to get that job done.

Certificate of deposit rates have largely held steady lately, but that doesn't mean you should wait too long to open an ...