Offsets are a tool insurers use to reduce the benefits they owe an injured worker by deducting benefits the worker receives ...

In 49 states, long-term disability benefit claims for physical ailments – like cancer, arthritis and stroke – are assessed differently than mental health issues such as major depressive disorder, ...

Learn how elimination periods impact insurance costs and benefits. Discover tips for choosing the right waiting period for ...

From estate planning to beefing up an emergency fund, pros say planning for life’s unexpected — and expected — events is key ...

The PAC report said the long waits for Pip claims to be processed were "unacceptable", with some cases of people waiting for ...

Injuries caused by sudden incidents are often measured in broken bones, hospital stays, and time away from work. Yet for many people, the most serious effects do not appear on an X-ray or heal within ...

A recent study suggests some early multiple sclerosis symptoms are linked to higher odds of long-term disability. Symptoms tied to disability risk include suddenly blurred vision and incontinence. The ...

Discover how early physiotherapy plays a vital role in reducing long-term disabilities and enhancing recovery outcomes for ...

You may be able to travel while receiving disability benefits, but it must be done carefully, legal experts say ...

On April 12, 2023, the benefits provider notified Gauthier that his LTD coverage would terminate on July 26, 2023—his 65th ...