Whole life insurance benefits customers who want safe, fixed returns alongside the predictability of level premiums and a fixed death benefit. IUL policies may work best as an alternative to whole ...

It's essentially a permanent life insurance policy, often in the form of whole or universal life insurance, that builds cash value over time. This cash value can be accessed during retirement to ...

Unlike traditional whole life insurance, which offers fixed interest rates, IUL policies could offer higher returns based on ...

Most importantly, buyers who are worried about the limits of whole life insurance policies will continue to see growth as long as they make payments toward a universal policy. Universal life ...

Editor’s note: This is part one of a two-part series about indexed universal life insurance ... got term life insurance, which has no cash value unless you pass. Or you’ve got whole life ...