Certificates of deposit or CDs, on the other hand, can be useful for saving and earning interest on money that you won’t need in the near-term. Like other types of deposit accounts, CDs offer both ...

The Federal Reserve has yet to make a move on rates this year. But with market watchers suggesting as many as two cuts by the end of 2025, banks and credit unions have already started reducing their ...

6-month CDs offer some of the highest APYs right now, but rates may be lower six months from now. 5-year CDs have lower APYs, but locking in today's rates for years may be a smart call. High-yield ...

Annuities are a mixed bag -- they're a great way to help ensure you won't outlive your money, but fees are costly.