In the United States, life insurance is a time-tested, conservative, and dependable financial product. But those very virtues ...

That doesn’t mean the industry doesn’t tweak existing products and processes regularly – and there are several areas in which ...

One of the most notable changes coming next year is the widespread introduction of death benefit securitization products across all life insurance companies. Initially rolled out by five major ...

Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...

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Ashlee is an insurance editor, journalist and business professional with an MBA and more than 17 years of hands-on experience in both business and personal finance. She is passionate about empowering ...

Variable life insurance, also called variable appreciable life insurance, provides lifelong coverage, as well as a cash value account that you get to decide how to invest. Variable life insurance ...

Also, with a guaranteed-issue policy, you often have to wait for two to three years before you can get your full death ...