In only five states home insurance rate hikes did not outpace inflation between 2020 and 2025.

Home insurance premiums are set to rise for a fifth straight year in 2026 as insurers grapple with losses from extreme weather and high rebuilding costs.

Forbes contributors publish independent expert analyses and insights. Writes on housing innovation for sustainability and affordability. As housing faces more climate threats that result in more ...

We want to know whether you have considered alternative home insurance options, including startups and insurtech companies, and what your experience has been if you’ve made the switch.

Even a “fair” credit score can send home insurance rates skyrocketing for homeowners, reports Claire Brown at The New York Times.

Disaster costs fell in the U.S. in 2025. Still, it was the fourth time in five years that extreme weather inflicted more than ...

Home insurance premiums will rise across the Bay Area, the state and the country again this year, mostly sparked by billions of dollars in damage claims from extreme weather events, a national ...

Home insurance rates in Iowa increased 28% in the past year – making Iowa the state with the third-highest average rate ...

Even homeowners with record-low mortgage rates now face staggering increases in often-overlooked fees, changing the calculus for millions of buyers.

These small projects can protect your home from the elements and might lower your home insurance premium.