Before bookkeeping software, accountants used handwritten spreadsheets to track business expenses. Now you can use programs, such as Excel to design expense spreadsheets and do the math for you, but ...

Smart business owners keep track of the financial data and business scenarios that can affect their bottom lines. Taking out loans to start up or run your small business means you have outstanding ...

This as-told-to essay is based on a conversation with Laura Flick, creator of You are Loved Templates; she is based in Los Angeles, California. It has been edited for length and clarity. I have always ...