How the Fair Credit Reporting Act (FCRA) Protects Consumer Rights

The Fair Credit Reporting Act (FCRA) is the federal law regulating the collection of consumers’ credit information and access ...
AZ Central

Federal judge blocks rule to remove medical debt from credit reports

A federal judge blocked the Consumer Financial Protection Bureau's rule that would have prevented medical debts from appearing on credit reports. The CFPB argued the rule would have improved credit ...
Forbes

Student Loan Credit Report Damage Surges — 4 Things Borrowers Can Do

NEW YORK, NEW YORK - MARCH 07: United States Secretary of Education Linda McMahon visits "Fox & Friends" at Fox News Channel Studios on March 07, 2025 in New York City. McMahon announced the ...
CNBC

Why more credit report errors are slipping through the cracks — and how to fix yours

Massive cuts by the Trump administration have seriously diminished the Consumer Financial Protection Bureau's (CFPB) oversight of credit bureaus, according to a new ProPublica report. Launched in the ...
ConsumerAffairs

Why Do Lenders Look at Credit Reports?

Take a Financial Relief Quiz. Get matched with an Authorized Partner. When you apply for a loan or credit, lenders use your credit report to analyze your borrowing history, assess risk and determine ...
ConsumerAffairs

How to Get a Free Credit Report

Take a Financial Relief Quiz. Get matched with an Authorized Partner. You can access your free credit report in the U.S. through AnnualCreditReport.com, but if you live in another country you’ll need ...