Freedom Debt Relief reports that a debt validation letter helps confirm a debt's legitimacy. Respond within 30 days and ...

Achieve reports that "charged-off as bad debt" means creditors consider an unpaid debt uncollectible, impacting credit scores and potential collections.

Credit card debt is a common challenge, which means there are a lot of tools out there for overcoming it. You have options for credit card debt relief that can make it easier to handle and get you ...

(WJAR) — It's bad enough having a debt collector come after you when you owe money. It's even worse when you don't owe them a dime! “What these phantom debt collectors do is they will try and collect ...

Scammers use texts, calls, emails and letters to create a false sense of urgency about debt repayment. Always ask for detailed information about the debt and the debt collector’s contact details to ...

Debt collection activity has been surging over the last year, and, perhaps unsurprisingly, this uptick is occurring at a time when many borrowers' finances are already stretched thin. Higher interest ...

In today's challenging economic climate, it's not uncommon to find yourself on the receiving end of letters and calls from debt collectors. After all, with inflation cooling but still impacting ...

Complaints about debt collection calls rose sharply across the country in 2025, according to new data from the Federal Trade Commission.