Discover how credit scores and credit reports differ, why each is important, and how they impact your financial life.

Your credit score is the key to your financial future: It can determine whether you get approved for a credit card, car loan or mortgage, and what interest rate you'll pay. In some cases, your score ...

Your credit score plays a big role in your financial life. It affects everything: getting approved for loans, opening new credit cards and in some places, it can even impact your car insurance rates.

Discover how pre-approved credit offers affect your credit score, including the difference between soft and hard inquiries ...

Lenders now approve more low-credit applicants using cash-flow underwriting, alternative data, updated scoring models and ...