Discover how credit scores and credit reports differ, why each is important, and how they impact your financial life.

April 04, 2025 – If you’re looking to assess your creditworthiness, you’ll want to get a credit report that includes your credit score. But how do you know which credit score will best reflect your ...

Your credit score is a three-digit number that can play an outsize role in your financial life. Essentially, it is a numerical representation of your risk to creditors — i.e. how likely you are to ...

A VantageScore is a type of credit score to help lenders decide your creditworthiness. It’s a scoring model created by the ...

ROANOKE, Va. (WDBJ) - Americans owe $1.142 trillion in credit card debt, the highest balance ever recorded, according to the latest consumer debt data from the Federal Reserve Bank of New York. In ...

More Americans are racking up credit card debt, but an expert from the St. Louis Federal Reserve can explain how to maximize your credit score and pay down debt.