If you don’t know how to read a credit report or don’t know your credit score, raise your hand. First, the good news–you’re ...

Of course, you, the consumer, get to see your own report. Government agencies also have access to your credit reports if they have a legitimate reason to see them. For example, they might pull ...

Monitoring your credit report is a simple way to be proactive about your finances. Besides showing you where you could make improvements, it can help you spot fraud early and ensure the correct ...

Credit card issuers often report to the credit bureaus at the end of every billing cycle, but the exact dates can vary.

For example, rent reporting services can ensure that your rent payments impact your credit score by reporting them to the credit bureaus. Some of the best rent reporting services will also report ...

Check your free credit score and credit report as often as you want ... utility deposits and pay less for insurance, for example. And some employers and landlords consider credit as well.

The credit score is a three-digit number between 300 and 900 that summarises an individual’s overall credit profile. The ...