Several online services provide one or more credit scores for free, but check whether you're receiving your VantageScore or ...

Closing your oldest credit card can trigger a drop in your credit score for reasons most people never see coming.

Your credit score probably isn't at the top of your list of things to worry about during the hustle and bustle of the holiday ...

Negative entries like late payments and charge-offs stay on your credit report for seven years - this is what's known as the ...

A strong credit score reduces credit card costs by securing lower interest rates, higher limits and better offers while poor scores increase borrowing risks, making responsible credit behaviour ...

A credit card closure can alter the credit mix, reduce credit ageing, increase the credit utilisation ratio, or halt the ...

Discover what a credit card balance includes, how it's calculated, and its impact on your credit score. Learn more about ...

Your credit score is influenced by the variety of credit products you hold. This balance between secured credit, such as home ...

There are reports all over the internet that insist 30% or 50% are the “target” percentages in order to achieve great scores.

A small unpaid balance can trigger interest charges, score shifts, and reporting issues even if you pay your bill on time.

Only a tiny fraction of Americans have reached the absolute top of the credit-scoring ladder in 2025, but that sliver of ...

To minimize the impact on your credit score when closing a card, ensure that there is no or minimal effect on your credit mix. This way, any slight decrease in your score will be temporary. If ...