Elections are looming around the corner for President Biden, which means it’s time to show results. In an effort to make an impact, the Consumer Financial Protection Bureau (“CFPB”) is making strides ...

Forbes contributors publish independent expert analyses and insights. Gary Drenik is a writer covering AI, analytics and innovation. Recent economic and regulatory changes and shifts in consumer ...

As a series of compounding pressures challenge lenders heading into the back half of 2025, risk managers are becoming increasingly aware that they’re attempting to meet lending goals using credit data ...

ATLANTA, July 30, 2025 /PRNewswire/ -- Equifax® (NYSE: EFX) has released its Market Pulse Second Quarter U.S. Consumer Credit Trends, which includes U.S. national consumer credit data and trends ...

The National Public Data breach has capped off a series of large leaks of consumer data this year. The first and best defense for consumers is to freeze their credit, experts say. Here's what you need ...

Consumer data furnishers agree the most pressing issues they face with regard to dispute management are data quality, regulatory compliance and the large volume of frivolous disputes they have to ...

Key insight: Experian combines credit, cashflow, trended, and alternative data into one underwriting score. Expert quote: Experian's Scott Brown suggests the model lets lenders "say yes" more often.

NEW YORK--(BUSINESS WIRE)--Bloom Credit, a modern cash flow reporting and credit data infrastructure platform, today announced Navy Federal Credit Union, the largest credit union in the U.S., has ...

ATLANTA, Nov. 5, 2025 /PRNewswire/ -- Equifax® (NYSE: EFX) has released its Market Pulse Third Quarter U.S. Consumer Credit Trends, which includes U.S. national consumer credit data and trends through ...

LOS ANGELES, CA, UNITED STATES, January 29, 2026 /EINPresswire.com/ — The Consumer Financial Protection Bureau (CFPB) has announced its annual inflation adjustment ...

ATLANTA, Feb. 24, 2026 /PRNewswire/ -- Equifax® (NYSE: EFX) has released its Market Pulse Fourth Quarter U.S. Consumer Credit Trends, which includes U.S. national consumer credit data and trends ...

The Uniform Consumer Credit Code (UCCC) governs consumer credit transactions to protect individuals from fraud and unfair ...